The article reviews the main aspects of the impact of the state and legal instruments of banking business regulation on raising the level of competition and market discipline in the Russian banking sector. The basic concept of the state policy aimed at improving the competitiveness of the banking sector was defined; the basic results of changes in the level of competition both for the... https://www.roneverhart.com/Luvy-Duvy-Neapolitan-Freeze-Dried-Ice-Cream-Sandwich/